What I know about finances, generally speaking:

What I know about my finances is tempered about what I don't know. Here's an example:

Today I checked my money market account and was dinged a $15 "maintenance fee." What was that? I called and it just so happens that that account has a $2,500 set bottom limit, and I went below it. I thought it was $1,500. What I don't know about my finances #1: my limit on my money market account. Wait, I know that now.

Another thing I don't know about my finances is investments, specifically stocks and bonds. I get my 401(k). I understand the principle of my ROTH IRA. What I don't know about my finances #2: How do I invest in the stock market? Do I need a broker? How much is a trade fee? How often should one be active/trade?

And here's what I know: I am not a typical woman when it comes to money (ask Suze Orman). I don't cosign for friends who need loans. I have, in the past, given loans, but then immediately regretted it because I knew they'd probably reneg on the money. I don't do that anymore. I also don't overshop. In addition, I don't have kids, who supposedly cost a fortune.

So that's what I think I know, for now. As you can see, there's a lot to learn. I'm currently reading Suze Orman's The Courage to be Rich. Do I have the courage? I don't know. Does it actually take courage? Maybe. There's a lot to consider when planning for the future. Is this whole thing a bit of hooey? Who knows.